Sustain

A budget plan is an essential part of building your future. A budget plan enables you to plan, project, monitor and implement change, indicating where to save and what is left over to spend. Whether you are facing a financial challenge or not, it is best practice to budget plan monthly so you can see if you are saving.

A budget plan enables you to manage your monthly expenses and prepare for life's unexpected challenges. Keep track of how much you earn and spend.

ACTION

Download the budget planner in Resources (see below). You can edit and complete it. We highly recommend that you review a budget planner month to month to see how you are getting on.

Download your free Budget Planner - 

to start making simple, effective changes that can lead to reducing bills/debts.  Click here to download

Good news!

Once again every time you collect a donated item, you’re saving money you would’ve spent. That extra money can now go towards paying off a debt or covering a bill.